This Privacy Policy (the “Policy”) is meant to inform you about the policies at Stone Arch Capital, Inc., its affiliates and related entities (collectively, “Stone Arch Capital”) regarding the collection and use of personally identifiable information on the Stone Arch Capital website (the “Site”). By accessing, submitting information to and otherwise using the Site, you consent to the collection and use of your information by Stone Arch Capital as set forth in the Policy. If you do not agree with the Policy, please do not access, submit information to or otherwise use the Site. If Stone Arch Capital decides to change the Policy, such changes will be posted here, so please check back periodically to ensure that you are familiar with the most current version of the Policy.

What Information Does Stone Arch Capital Collect?

Stone Arch Capital collects both Personal Information and Non-Personal Information. Personal Information is information that is associated with your personal identity, such as your name, street address, telephone number, e-mail address, fax number or contact preferences. Our only means of collecting Personal Information is through your submission of such Personal Information to Stone Arch Capital. For instance, on the Site, you might submit Personal Information to Stone Arch Capital in the course of contacting Stone Arch Capital.

Non-Personal Information is data about usage and service operation that is not associated with your specific personal identity. Non-Personal Information we collect may include the pages you visit on the Site, the length of time you spend on those pages, the type of browser you use or your IP address. Because Non-Personal Information is amassed technologically without user intervention, Stone Arch Capital is able to collect Non-Personal Information with regard to every visitor to the Site.

How Is My Information Used?

Stone Arch Capital may use Personal Information to transact business with you, to communicate with you and to provide you with updated information regarding our business. Stone Arch Capital uses the information it collects to provide you with services, to understand your needs and interests and to evaluate how you use the Site. Stone Arch Capital may use Non-Personal Information in order to track Site usability, performance and effectiveness.

With Whom Does Stone Arch Capital Share My Information?

Stone Arch Capital may share your Personal Information with its representatives and agents in order to provide the above-described services. These representatives and agents will handle your Personal Information in accordance with this Policy. Stone Arch Capital additionally may share your Personal or Non-Personal Information with third parties who process information on behalf of Stone Arch Capital for the purpose of carrying out administrative or technological support functions. As permitted by law, Stone Arch Capital may be required to disclose your Personal or Non-Personal Information to third parties with which Stone Arch Capital has entered into joint venture agreements or other strategic alliances about which you have sought information, or in the event of our sale, merger, reorganization or other similar transaction. Finally, Stone Arch Capital may be required to disclose your Personal or Non-Personal Information to the appropriate authorities in special cases when we believe in good faith that such disclosure is necessary: (a) to comply with applicable law or regulation; (b) to identify or bring legal action against someone who may be violating the Terms and Conditions of Use or the Policy; (c) to protect any Site user’s rights, property or safety; (d) to protect our rights, property or safety; or (e) to take precautions against our legal liability. Please note that the Site contains links to websites that are not operated by Stone Arch Capital. These links are provided as a service and do not imply any endorsement of the activities or content on these sites or any association with their operators. Stone Arch Capital does not control these websites and is not responsible for their content, security or privacy practices. Stone Arch Capital urges you to review the privacy policy posted on each such website you visit prior to using the site or providing Personal Information.

What Security Measures Does Stone Arch Capital Use to Protect My Information from Loss or Misuse?

Stone Arch Capital uses standard industry physical, electronic and administrative precautions to protect and safeguard your Personal and Non-Personal Information. Nevertheless, no data transmission over the internet can be guaranteed to be completely secure. As a result, while Stone Arch Capital strives to protect your Personal and Non-Personal Information, Stone Arch Capital cannot ensure or warrant the security of any information you transmit to us. Therefore, use the Site at your own risk.

What Choices Do I Have Regarding Collection, Use and Distribution of My Information?

Stone Arch Capital, its representatives or agents or other third parties acting on Stone Arch Capital’s behalf may, from time to time, send you e-mail or direct mail regarding Stone Arch Capital’s business. If you do not want to receive such information, e-mail us at

What Steps Is Stone Arch Capital Taking to Safeguard Children’s Privacy?

Stone Arch Capital does not knowingly collect Personal Information or any other identifying data from children under 13 years of age without the verifiable consent of a parent or guardian. Should a child who we know to be under 13 years of age send us Personal Information without the verifiable consent of that child’s parent or guardian, we will immediately delete such information from our database.

Governing Law and Additional Information

This Policy forms part of our Terms and Conditions of Use [insert hyperlink to Terms] and as such the laws of the State of Minnesota, U.S.A. will govern this Policy without giving effect to any principles of conflicts of laws.


If you have questions regarding this Policy you may contact Stone Arch Capital at